Getting a Free Smart Thermostat…Could You?

Getting a Free Smart Thermostat…Could You?

Possible free thermostat: Who knew?

Often when clients move into a home there are several things that they just assume they may have to update.  This isn’t a bad thing.  On the contrary, being able to improve some elements and add some value is a more preferred way to go in terms of your investment.  One small thing that we often find is that the thermostat tends to be a bit older.  Sometimes to the point of, should be taken off and sent to a museam.  The furance and AC may have been updated, but many times that old thermostat was neglected and forgotten about.

The new smart thermostats are a great idea, not only to lower your environmental footprint, but also help your manage your energy usage and help lower your bills.  They allow you, with relative ease, to set, monitor and mantain a more consistent temperature throughout your home.  The upside is fantastic!

 

"Try to leave the earth a better place than when we arrived"

                                                      Sidney Sheldon

When my wife and I recently moved into our home we faced the same thing.  So we looked into replacements and stumbled across www.greenon.ca.  This government program called The Green Ontario Fund, offers a variety of rebates for home owners to improve the energy efficiency of their home.  They offer a variety of different programs.  One of the programs is a No-Cost Thermostat.  There are some restrictions so be sure to have a read through the requirements.  It was very simple to apply and only took a few minutes.  We followed the website…filled out a survey about our home to make sure that we qualified…sent it in…Got approved and are now just waiting for the installation date.  A small footnote:  the installation date may be a little long, however, it is a free smart thermostat, so who can complain about that?

If you are deemed eligible, the program currently offers three different styles to choose from…

 

Image: Taken from www.greenon.ca

Upon doing some research each one has their positives and negatives, so it really just depends on what you are looking for in a smart thermostat.  It was a very interesting read.  I have mentioned to several clients and there were not a ton of people who were aware of the program. I know that we weren’t! Thought I would pass it along and may be helpful if you are in your home and looking to upgrade your thermostate.  Have a look at the website and maybe it is a solid upgrade that you can make for your home.  Will follow up more when ours is installed.

MP

 

 

 

Michael Plante

Sales Representative

Royal LePage Binder Real Estate

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3 Tecumseh Home Styles that are Attracting Attention

3 Tecumseh Home Styles that are Attracting Attention

Tecumseh Living

Tecumseh has a special place in many people hearts.  It, like many other areas of the region, has a dedicated and passionate population who shows a great deal of pride in being from Tecumseh.  It continues to be one of the most popular places to live in Windsor and Essex County and you don’t have to look hard to find one, two or even three generations back of people and families who would only want to call this place their home.  With continued growth over the past decade, there are so many wonderful elements and amenities that help spur on it’s desirability.

Tecumseh sits within an excellent schooling zone which includes the popular St. Pius X and Vista Academy, with St. Anne’s High School and L’Essor (French) Secondary available as well.  The neighbourhoods have a lovely blend of styles and architecture, with a range of homes built from the different decades of the last 60 or so years.  There is truly something for everyone here.  Movies theatre, shops, restaurants and a great proximity to the water, makes Tecumseh popular among all demographics.

What Can I Afford in Tecumseh?

Tecumseh has, like many areas, continued to see a rise in prices over the past 3.5 years, with the start of this year trending in the same direction.  It really just depends on what you are looking for and what your budget will allow for.  For the sake of discussion let have a look at the Top 3 Tecumseh Homes Styles that have been extremely popular to start 2018.  This may help shed some light on whether the area is right for you or help you decide if it’s time for a change in style.

1) raised ranch

1) raised ranch

Average Sale Price:  $355,793

Avg List to Sell Price:  101% of asking price

2) Two Storey

2) Two Storey

Average Sale Price:  $433,993

Avg List to Sell Price:  99% of asking 

3) ranch

3) ranch

Average Sale Price:  $290,243

Avg List to Sell Price:  102% of asking 

Source:  Stats pulled from WECAR (Windsor Essex County Realtor Association) for February 2018.

Michael Plante

Sales Representative

Royal LePage Binder Real Estate

Top 3 Most Popular Riverside Homes

Top 3 Most Popular Riverside Homes

Living in riverside – Windsor, ON

Riverside (neighbourhood in Windsor, ON) has continued to growth and thrive in this competitive market, and home seller’s have been pleasantly suprised by the current demand and increase in sales prices.  March was no different for the area.  People love the old charm, close amentities and central location that has kept the neighbourhood one of the most sought after in the city.  With many tree lined, quiet streets, Riverside has a beautiful blend in the demographics of people looking and living there.  Young, old.  Single, married.  Family, retired.  There seems to be a little something for everyone.

So what are the three most popular styles so far this year…

Three of the most popular styles that sell have been selling in the Riverside area are Bungalow/Ranches, 1.5 Storey and more modern Raised Ranches.  Taking a closer look we can see what kind of value each one has been able to generate on the open market for 2018 so far.

Ranch/Bungalow

Ranch/Bungalow

Average Sale Price:  $275,083

List to Sell Price:  103% of asking price

1.5 storey

1.5 storey

Average Sale Price:  $215,805

List to Sell Price:  100% of asking 

raised ranches

raised ranches

Average Sale Price:  $339,500

List to Sell Price:  154% of asking 

Source:  Stats pulled from WECAR (Windsor Essex County Realtor Association) for 2018.

Michael Plante

Sales Representative

Royal LePage Binder Real Estate

3 Ways to Make Your Home Offer Stand Out!

3 Ways to Make Your Home Offer Stand Out!

So in our market, as many already know, we are what we would call a “seller’s market”.  In this market, the home seller usually has the advantage in the negotiation and prices are usually driven up due to an imbalance in the amount of homes for sale and the number of buyers (more buyers-less inventory).  This can make it difficult, frustrating even annoying at times for buyers.  Trust me, I see it everyday!  However, the are a couple of things  to have in the back of your mind when looking at homes and preparing offers.

Financially Prepared

This may sound like a broken record but I can not shout it from the rooftop enough.  PRE-APPROVED, PRE-APPROVED, PRE-APPROVED.  So maybe I can shout it enough but hopefully someone will hear this.  In this market, heading out to look at homes without knowing exactly you can afford is like walking around blind-folded, at night, trying to golf.  You can take all the swings at it you’d like but if you don’t know exactly what you are aiming for it’s pretty much useless.  The pre-approval with a reliable lender lets you a) know how much you can offer comfortably and b) if you do get into a multiple offer situation, you know exactly how much more you may be able to spend without stretching your finances thin.

Conditions

Being able to responsibly remove or shorten conditions can go along way with getting an offer accepted.  Having a short financing and/or home inspection makes the seller feel more assured that you are working your hardest to buy their home in the shortest time possible.  There are many that will remove conditions without any regard and it can be a very risky play.  For financing, a lender may require an appraisal and if it does not euqal what you offered, you may be on the hook for the difference.  Many in this market have also started doing home inpsections prior to putting an offer in, which can be a good practise.  This gives you the confidence to make the offer more appealing, while still having confidence that the home is in a condition that you feel comfortable with.  Conditions play an important role in getting your offer accepted and keeping them quick or having the prep done to confidentily and responsibly remove them can be a huge benefit.

Closing Date

This is one that many people often overlook as being a make or break.  Ask the question!  Have you or your realtor ask what the ideal date would be for the sellers.  Afterall, it is about accomodating them in this market as best as you can.  I’ve seen sellers accept lower offers at times because the closing date was better for them.  For some sellers, it always is not about dollars and cents.  Do the research before drafting the offer to make sure you can check as many of the boxes off for the seller as possible.

These are just a few ideas that may help you this spring in getting an offer accepted on a home.  It is a conversation that I have with my buyers the very first time that we sit down together and a good conversation each time we view a house that may be of interest.  Good look and happy home hunting this spring!

MP

Michael Plante

Sales Representative

Royal LePage Binder Real Estate

South Windsor: What are Home Values Doing this Spring?

South Windsor: What are Home Values Doing this Spring?

South Windsor Housing Market

For many it is hard to believe where prices have gone in the last few years in certain parts of the city.  South Windsor has always been a desireable area and the last three years, it has only continued.  And why wouldn’t it really?  Quieter streets, excellent schools and close to several amenities it has been sought out by singles, young couples, families and even those looking to downsize.  We have seen continued growth this spring, sale prices continue to be strong and a sellers market is still in effect.

So what are we looking at…

Three of the most popular styles that sell in the South Windsor are Bungalow/Ranches, Raised Ranches and classic 2-storeys.  Taking a closer look we can see what kind of value each one has been able to generate on the open market for the last month.

Ranch

Ranch

Average Sale Price:  $264,387

List to Sell Price:  101% of asking price

Raised ranch

Raised ranch

Average Sale Price:  $372,693

List to Sell Price:  100% of asking 

2 Storey

2 Storey

Average Sale Price:  $437,033

List to Sell Price:  95% of asking 

Source:  Stats pulled from WECAR (Windsor Essex County Realtor Association) for February 2018.

Michael Plante

Sales Representative

Royal LePage Binder Real Estate

Pre-Approval: Needed or Not?

Pre-Approval: Needed or Not?

This is one of the questions that I get all the time.

In the current market, which seems to be moving like the speed of light, having a pre-approval is an important first step for home buyers of all kinds; first timers or those veterans of the real estate market.  More than ever having your financial ducks in a row is a critical step.  So what is the big deal about it all?  Why Mike should I spend my time going through the proccess before I move or find somewhere I like?

Excellent question!  Let’s look at it as stretching before going for a run.  You can do it, no doubt but it a good chance it could come with some pain.  Let me explain….

Am I ready? LEt’s find out…

One of the things that I always encounter with clients is that they often are not sure if they are financially ready to buy a home or move.  Some find out that they are in better a better position than they thought, and some find out that they are not, often to their disappointment.  Getting the pre-approval process started is a huge first step in finding this out.  Sitting down with a mortgage specialist, you can establish where you stand financially.  At worst, you discover that you need another year to improve credit or increase savings for a downpayment. I would recommend that anyone thinking of buying in the next 24 month goes through this process.  Often when people feel they are ready, financially they are not.  Finding this out a year or two earlier can be such a time saver and allow you to plan for your future.

 

WHAT CAN I AFFORD?

So you are in a good spot to afford your first home or make that desired move.  Knowing what exactly you can afford is important for a couple of different reasons.  First, it allows me as your realtor to focus on what you can afford based on the market and what areas may be best suited for you.  It is always an intricate dance between what you want and what your affordability allows you to do.  But that beautiful blend is there!  There would be little to no point showing you homes priced at $600,000 if your limit is $250,000.  Second, it allows you to know exactly where you sit it terms of comfort of a mortgage.  A mortgage specialist can walk through and show exactly what your mortgage payments may look like at different price points of the home.  And, a big point is that just because you can afford that $400,000 dollar home as your max budget, doesn’t mean that you have to spend it.  Plan for the future.  What if one us had to stop working?  How long could we live in this home? If interest rates changed in 5 years, could we still afford it?  It’s boring I know but good questions to ask yourselves.

 

let’s be “serious”!

Having the pre-approval makes you a serious buyer in eyes of a seller.  They understand that you have gone through the process and are actually in a position to buy their home.  This goes a long way, especially in this seller’s market.  When I present offers for clients in a multiple offer situations, having the pre-approval done gives the buyers and the sellers piece of mind that we are serious about buying their home.  Having the pre-approval done also means that the financial institution is prepared and waiting for us to bring them an accepted offer and they are in a position to process it faster.  Without a pre-approval it can take a significantly longer period of time to know if the home is approved by the bank and in a fast paced market, every hour saved is important.

 

Save yourself time, energy and heart break.  See a professional and get yourself in a position to confidently purchase your first or new home.  Whether it’s next month or next year, knowing where you stand and what you can afford helps take some of the stress out of process.

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